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U-HEALTH MEDIGUARD

U-HEALTH MEDIGUARD

Benefit Packages Category U-HEALTH MEDIGUARD
General Consultations Out Patient Services Covered
Specialist Consultation: Pediatrician, Gynecologists & Obstetrician Out Patient Services Covered
Rare Specialist Consultation, Orthopedic Surgeon, General surgeon, ENT surgeon , Psychiatrist. Out Patient Services Covered (5 times/year)
General Consultations In Patient Services Covered
Specialist Consultation: Pediatrician, Gynecologists & Obstetrician In Patient Services Covered
Rare Specialist Consultation, Orthopedic Surgeon, General surgeon, ENT surgeon , Psychiatrist. In Patient Services Covered (5 times/year)
Admission In Patient Services Covered (General Ward 15 days )
Feeding In Patient Services Covered
Nursing Care In Patient Services Covered
Oxygen Administration In Patient Services Covered (72 hours)
Blood Transfusion In Patient Services Covered (3 pints/year)
Prescribed medications and consumables In Patient Services Covered
Ambulance Services: Hospital to Hospital  Roadside to Hospital Emergency and evacuation services Covered
Emergency Room Stabilization Emergency and evacuation services Covered
Intensive Care Unit (ICU) Services Emergency and evacuation services Not Covered
Haemoglobin Haematology / Investigations Covered
RBC, PCV, WBC Haematology / Investigations Covered
Platelets, Malaria, FBC Haematology / Investigations Covered
ESR, Reticulocyte, Bleeding time Haematology / Investigations Covered
Clotting time, Prothrombin time Haematology / Investigations Covered
Blood grouping(ABO, RH) Haematology / Investigations Covered
HB Genotype, Cross match Haematology / Investigations Covered
  • Full Electrolytes-(a-d)
    a) Sodium
  • b) Potassium
    c) Chloride
  • d) Bicarbonate
  • Blood Chemistry / Investigations Covered
    Calcium , Phosphate Blood Chemistry / Investigations Covered
    Urea , Creatinine Blood Chemistry / Investigations Covered
    Random Blood Sugar, Fasting blood Sugar Blood Chemistry / Investigations Covered
  • Liver Function Tests-(a-b)
    a) Total Bilirubin
  • b) Direct Bilirubin
  • Blood Chemistry / Investigations Covered
  • Liver Function Tests-(c-e)
    c) Alkaline Phosphatase
  • d) Alanine Aminotransferase (SGPT)
  • e)Aspartate Aminotransferase (SGOT)
  • Blood Chemistry / Investigations Not Covered
    Cholesterol, Triglyceride ,Urinalysis Blood Chemistry / Investigations Covered
    Lipid profile Blood Chemistry / Investigations Not Covered
    Hr Post Prandial Blood Sugar Blood Chemistry / Investigations Covered
    Oral Glucose Tolerence Test ( GTT) Blood Chemistry / Investigations Covered
    Uric Acid Blood Chemistry / Investigations Covered
    Glycocylated Heamoglobin Blood Chemistry / Investigations Not Covered
    Calcium Blood Chemistry / Investigations Covered
  • Hormonal Profiles (A –F )
    a) Follicle Stimulating Hormone ( FSH)
  • b) Luteinizing Hormone (LH)
    c) Prolactin
  • d) Progesterone
  • e) Testosterone
  • Blood Chemistry / Investigations Covered
    Creatinine_clearance Blood Chemistry / Investigations Covered
    Creatinine_clearance Blood Chemistry / Investigations Covered
    Molar Pregnancy (HCG-B ) Blood Chemistry / Investigations Covered
  • Thyroid Screening (a-c)
    a) Triiodothyronine (T3)
  • b) Thyroxine (T4)
    c) Thyroid Stimulating Hormones(TSH)
  • Blood Chemistry / Investigations Not Covered
  • URINE
    a) Microscopy
  • b) Urinalysis
    c) Culture & Sensitivity
  • Blood Chemistry / Investigations Covered
  • STOOL
    a) Microscopy R/E
  • b) Culture & Sensitivity
    c) Occult Blood-Fecal
  • Blood Chemistry / Investigations Covered
  • BLOOD
    a) Culture & Sensitivity
  • d) Trypanosomes
  • Blood Chemistry / Investigations Not Covered
  • SEMINAL FLUID
    a) Analysis
  • b) Culture & Sensitivity
  • Blood Chemistry / Investigations Covered (Once a year)
  • SPUTUM
    a) Z.N stain for AFB
  • b)Culture & Sensitivity
  • Blood Chemistry / Investigations Covered (Once a year)
  • C.S.F
    a) Microscopy & Count
  • b) Gram Stain
    c) Culture & Sensitivity
  • Blood Chemistry / Investigations Covered
  • SWABS-:
    PUS, Wound, Throat, Eye, Ear, Urethral,
    Aspirates, HVS, Endo-cervical e.t.c.
    a) Microscopy
  • b) Culture & Sensitivity
  • Blood Chemistry / Investigations Covered
  • SKIN:
    a) Snip (microfilaria)
  • b) Microscopy (KOH mount)
    c) Heaf’s/ Mantoux test
  • Blood Chemistry / Investigations Covered
  • SKIN:
    Scraping For Fungal Element (culture)
  • Blood Chemistry / Investigations Not Covered
    OTHER SEROLOGICAL TESTS
    Widal Test Blood Chemistry / Investigations Covered
    VDRL Blood Chemistry / Investigations Covered
    Rheumatiod Factor Blood Chemistry / Investigations Not Covered
    Anti-Streptolysin O Titre (ASO Titre) Blood Chemistry / Investigations Not Covered
    Hepatitis B Surface Antigen (HbsAg) Blood Chemistry / Investigations Covered
    Hepatitis Confirmatory Test (Core Antigen) Blood Chemistry / Investigations Not Covered
    HIV Screening Blood Chemistry / Investigations Covered
    HIV Confirmatory Test Blood Chemistry / Investigations Covered
    AIDS Screening: Blood Chemistry / Investigations Covered
    a) CD4 Count
  • b) b) Viral load
  • Blood Chemistry / Investigations Not Covered
    Hepatitis C Antigen (HbcAg) Blood Chemistry / Investigations Covered
    Serum Tuberculosis Antigen Blood Chemistry / Investigations Not Covered
    Chlamydia Antigen Blood Chemistry / Investigations Covered
    Herpes Simplex 1 & 11 Antigen Blood Chemistry / Investigations Not Covered
    Toxoplasma Gondii Blood Chemistry / Investigations Not Covered
    Rubella Blood Chemistry / Investigations Not Covered
    Helicobacter Pylori Blood Chemistry / Investigations Covered
    HISTOLOGY/CYTOLOGY
    Tissue Biopsy Blood Chemistry / Investigations Covered
    Lymph Nodes Biopsy Blood Chemistry / Investigations Covered
    Pap Smear Blood Chemistry / Investigations Not Covered
    Fine Needle Aspiration Blood Chemistry / Investigations Not Covered
    XRAYS
    Upper limb Blood Chemistry / Investigations Covered
    Lower limb Blood Chemistry / Investigations Covered
    Pelvic Blood Chemistry / Investigations Covered
    Chest Xray Blood Chemistry / Investigations Covered
    Cervical Spine Blood Chemistry / Investigations Covered
    Thoracic Spine Blood Chemistry / Investigations Covered
    Thoraco Lumber Spine Blood Chemistry / Investigations Covered
    Lumbar Spine Blood Chemistry / Investigations Covered
    Lumbo Sacral Spine Blood Chemistry / Investigations Covered
    Abdomen Blood Chemistry / Investigations Covered
    Skull Blood Chemistry / Investigations Not Covered
    ULTRASOUND SCANS
    Obstetric Scan Blood Chemistry / Investigations Covered
    Abdominal Scan Blood Chemistry / Investigations Covered
    Pelvic Scan Blood Chemistry / Investigations Covered
    Breast Scan Blood Chemistry / Investigations Not Covered
    Bladder Scan Blood Chemistry / Investigations Covered
    AbdominoPelvic Scan Blood Chemistry / Investigations Covered
    Prostate Scan Blood Chemistry / Investigations Covered
    Neck/Thyroid Scan Blood Chemistry / Investigations Not Covered
    Testes/Scrotal Scan Blood Chemistry / Investigations Not Covered
    Ovulometry/TV Scan Blood Chemistry / Investigations Not Covered
    ECG Blood Chemistry / Investigations Not Covered
    EEG Blood Chemistry / Investigations Not Covered
    CT Scan Blood Chemistry / Investigations Not Covered
    MRI Scan Blood Chemistry / Investigations Not Covered
    MATERNITY SERVICES
    Antenatal Care (ANC) Blood Chemistry / Investigations Not Covered
    Normal Delivery Blood Chemistry / Investigations Not Covered
    Assisted (Forceps) Delivery Blood Chemistry / Investigations Not Covered
    Assisted (Forceps) Delivery Blood Chemistry / Investigations Not Covered
    Caesarean Section Blood Chemistry / Investigations Not Covered
    Anti – D Rogan injection Blood Chemistry / Investigations Not Covered
    Post Natal Care for New Born Babies Blood Chemistry / Investigations Not Covered
    Gynaecology Care Investigations
    Hormonal assay Prolactin, FSH, LH, T3, T4, Oestrogen, Progesterone Blood Chemistry / Investigations Not Covered
    Investigation of infertility HSG & SFA Blood Chemistry / Investigations Not Covered
    PAEDIATRICS
    Incubator Care Blood Chemistry / Investigations Not Covered
    Child Welfare Blood Chemistry / Investigations Not Covered
    Exchange Blood Transfusion Blood Chemistry / Investigations Not Covered
  • Immunization (National Programme On Immunization)
    BCG
    Measles
    Yellow Fever
  • Oral Polio
    Hepatitis
    Penta
  • Blood Chemistry / Investigations Not Covered
  • Secondary Immunization
    Pneumovax
    Rotavirus
    MMR
  • Meningococcal meningitis
  • Blood Chemistry / Investigations Not Covered
    DENTAL CARE Financial LIMIT : N20,000
    Consultation Covered
    Primary Dental Care Covered
    Simple Extractions Covered
    Surgical Extractions Covered
    Scaling & Polishing Covered
    Amalgam Filling Covered
    Composite Filling Covered
    Root Canal Treatment (RCT) Covered
    Dental X-ray Covered
    OPTICAL CARE Financial LIMIT : N20,000
    Consultation Covered
    Examination Covered
    Refraction Covered
    Tonometry Covered
    Provision of Eye Glasses Covered
    OPHTHALMOLOGY CARE
    Consultation Covered
    Conservative Eye Treatment Covered
    EYE SURGERIES & PROCEDURES Financial LIMIT : N60,000
    Pterigium excision Covered
    Corneal laceration repair Covered
    Squint surgery Covered
    Glaucoma surgery Covered
    Cataract surgery Covered
    Trabeculectomy Covered
    GENERAL SURGERIES
    Minor Surgeries Covered
    Intermediate Surgeries MAXIMUM LIMIT N150,000
    Major Surgeries Not Covered
    PHYSIOTHERAPY SERVICES 10 Sessions/year
    HEALTH EDUCATION COUNSELING INCLUDING ANNUAL MEDICAL CHECK UPS
    Health Talks and Preventive Health Tips on Preferred Topics Not Covered
    Family Planning Oral Injectables
    HIV/AID Voluntary Counselling Covered
    Annual Comprehensive Medical Check up
    Female
    Full physical examination
    Full blood count
    Blood sugar analysis
    Urinalysis
    Urea
    Electrolytes
    Creatinine
    Chest x – ray
    Lipid profile
    Breast examination
    (mammogram if indicated)
    ECG check for women above 35 years
    Pap Smear for women above 35 years
    Not Covered
    Annual Comprehensive Medical Check up
    Male
    Full physical examination to include
    prostate examination
    Full blood count
    Blood sugar analysis
    Urinalysis
    Urea
    Electrolytes
    Creatinine
    Chest x – ray
    Prostate screening for males above 50 years
    ECG check for individuals above 35 years .
    Lipid profile
    Not Covered
    PSYCHIATRIC CARE CONSULTATION ONLY

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